Living in 85131 - Eloy, Arizona
Your complete guide to the 85131 zip code area: homes, neighborhoods, schools, and community insights.
ZIP code 85131 is located in Eloy, Pinal County, Arizona. The median home price in this area is approximately $210K with a median household age of 32. The 85131 zip code covers Eloy, a small city along the I-10 corridor between Casa Grande and Tucson.
The Complete Guide to 85131 - Eloy, AZ
The 85131 zip code covers Eloy, a small city along the I-10 corridor between Casa Grande and Tucson. Eloy is famous in the skydiving world as home to Skydive Arizona, one of the largest drop zones on the planet, hosting competitions and jumpers from around the world. Robson Ranch, an active adult community on the southern edge, brings a newer residential element. The older parts of town reflect its farming heritage with modest homes and wide streets. The area is affordable, with some of the lowest home prices in the southern Arizona corridor. Picacho Peak State Park is a short drive south, known for its spring wildflower blooms and Civil War history. It is a small, quiet town with one very big sky.
The 85131 zip code falls within Eloy in Pinal County, covering a population of approximately 20,000 residents. The median age of 32 reflects a younger, more transient population base that may include students, young professionals, and young families.
Housing in 85131 spans a median home price of $210K, with median rental rates sitting at $950 per month. The relatively affordable rent-to-income ratio makes this zip code particularly appealing for renters who want access to Eloy's amenities without the premium pricing found in adjacent areas.
Real Estate Market in 85131
ZIP 85131 carries a $210K median, below Eloy's $337K city median - which flags this as a value zone within the city where your dollar stretches further. ZIP-level pace data is not published at this granularity; the city and county pages carry the latest verified pace figures for the broader market.
The rent-versus-buy math in 85131 is worth examining. At $950 monthly rent and a 5.4% annual rent-to-price ratio, an illustrative mortgage payment of roughly $1,062/month (principal and interest, assuming 20% down at a 6.5% 30-year fixed rate) runs higher than renting, which is typical for appreciating markets where buyers are paying for future equity growth rather than immediate cash flow savings. The median age of 32 in this zip skews young, meaning higher turnover and more inventory cycling through the market - good for buyers who want options.
What Makes 85131 a Great Place to Live
- Skydive Arizona, one of the largest drop zones
- Robson Ranch active adult community
- Near Picacho Peak State Park
- Among the most affordable areas in southern Arizona
Explore Eloy
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About This Guide
Market analysis prepared by Incyte Realty, a Phoenix-area brokerage founded by Frank Vazquez. Pricing figures come from published market data (see the update date on this page). Questions about 85131? Incyte Realty offers straightforward market guidance with no pressure or obligation.
Incyte Realty provides honest, data-driven real estate guidance for 85131. Traditional listings and cash offer options available.