Living in 85028 - Phoenix, Arizona

The Complete Guide to 85028 - Phoenix, AZ

The 85028 zip code sits in a desirable pocket of north Phoenix that borders Paradise Valley and North Scottsdale. The area around Tatum Boulevard and the 51 freeway has upscale shopping, dining, and housing. Many homes here feature mountain views toward Piestewa Peak and the Phoenix Mountain Preserve. The neighborhoods are quiet and well-established, with a mix of larger custom homes and updated ranches from the 1970s and 1980s. Paradise Valley Mall (now being redeveloped) has been a community landmark for decades. The area feels like an extension of Paradise Valley without the price tag. Top-rated Paradise Valley Unified schools serve the area.

The 85028 zip code falls within Phoenix in Maricopa County, covering a population of approximately 18,000 residents. The median age of 42 suggests a balanced mix of families, working professionals, and established residents who have chosen to put down roots.

Housing in 85028 spans a median home price of $720K, with median rental rates sitting at $1,900 per month. These rent levels place the area on the higher end of the Phoenix market, consistent with the quality of housing stock and community amenities available. School-age families in 85028 are primarily served by Paradise Valley Unified School District (rated A), which includes at least one A-rated system that draws families from across the region.

Real Estate Market in 85028

ZIP 85028 carries a $720K median, above Phoenix's $484K city median - meaning you are paying a location premium for this specific pocket. ZIP-level pace data is not published at this granularity; the city and county pages carry the latest verified pace figures for the broader market.

The rent-versus-buy math in 85028 is worth examining. At $1,900 monthly rent and a 3.2% annual rent-to-price ratio, an illustrative mortgage payment of roughly $3,641/month (principal and interest, assuming 20% down at a 6.5% 30-year fixed rate) runs higher than renting, which is typical for appreciating markets where buyers are paying for future equity growth rather than immediate cash flow savings. The median age of 42 in this zip suggests a stable mix of household types that keeps demand consistent across market cycles.

School Districts Serving 85028

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